Wednesday, February 3, 2010

Blue Cross, I Don't Understand You...

So...for those of you who read my post titled "Blue Cross, You're Evil" this is for you. An update.

Hubby called BCBS today to get his plan switched to the plan that I am working on getting (switching from Flexible Blue to Individual Care Blue) because the ultimate goal was to get our whole family on the same plan instead of two different plans as we have been for years. So he switched. Then I asked about my plan. Apparently my coverage is effective now, as of February 1st (thanks for calling me back Blue Cross lady, and letting me know-oh wait, you didn't). Since my coverage was effective, I asked that hubby, B and I all be merged together in one family plan, because that is what we were told to do when this whole process started back in October, by a Blue Cross agent. This is what we were told: we cannot merge our plans because we are both on group conversion plans. Hubby was never part of a group plan, so I don't understand why he has group conversion. I have group conversion, and after the whole mess that we went through I decided to not do a group conversion so I didn't have to back pay, and just accept the pre-existing conditions waiting period...which has been waived I am told...and the only way to merge our family into one is to cancel both plans and start over (which, would raise our costs, and we would have waiting periods). So to make more sense of all that, basically we will have to pay more out of pocket a year than expected due to being on separate plans STILL, but as far as we were told today my waiting period has been waived, which totally contradicts everything I have been told up to this point. So I guess I won't complain, unless, that is, if BCBS comes back another time and says "oh wait, that was wrong, we're not covering THAT" which would make me so very angry, so much more angry than the first mishap that this company had with me. But this is the process up to now. But at least I finally have a contract number, which is something I have not had and have been waiting for for FOUR MONTHS. Can you believe this process took over FOUR MONTHS? Yeah. It did. But that's all I have to say about that.

On another note, American Idol is not so exciting this year. Last year was great. It's just not thrilling to watch, and they hardly show any audition at all, it's just a bunch of recap. I hope the show gets better because last year was really fun to watch, or I just might not be a viewer for a while. There are plenty of shows that could capture my attention...well, if I were to actually watch more tv and find out what those shows were. Books. Books are calling me. Maybe I can get a lot more reading done. It took me three months to read the last book ("The Story We Find Ourselves In" Brian McLaren), and this week I started a new book and hope to finish it soon ("Ms. Understood" Jen Hatmaker). Happy evening time friends.

No comments:

Post a Comment